Catastrophic Accidents: A Legal Overview

In very serious accidents involving motor vehicles, there could be a variety of injuries that happen to passengers, bystanders and/or pedestrians. Some of these injuries could be minor, like cuts, bruises and lacerations, others could be more serious like broken bones, fractures, severe burns, wounds etc, while the most serious injuries that result in blood loss, damage to organs, brain and spinal cord injury, amputation, loss of faculties, disability or death are known as catastrophic injuries.

If you or a loved one has ever been involved in such a devastating accident, immediate medical attention is your first priority. Victims themselves may not be in a position to get help, as they may be unconscious or in severe pain. The police and insurance companies should also be informed. Once the medical emergency has been attended to and the right treatment has begun, the next thing to do is to contact a personal injury lawyer as soon as possible. This is because accidents are not always purely random occurrences and they’re usually caused by a person’s fault or negligence. Victims who have suffered harm or injury are entitled to seek compensation and a personal injury lawyer can begin working on filing your claims.

Catastrophic Accidents

As our toronto 24×7 injury lawyers are aware, catastrophic accidents are those that result in either a fatality, or they cause permanent/severe/functional disability or they result in serious brain or neck injury. Long term medical problems and reduced life expectancy are other consequences. Paraplegia or quadriplegia cause permanent disability, and victims require assistive technology to make their lives comfortable.  Chronic pain and psychological damage are also considered to be the result of catastrophic accidents.

Causes of Catastrophic Accidents

Motor-vehicle accidents, sports and on-the-job disasters, fires/explosions, those caused by defective products and medical malpractice, violent crimes, etc. can be termed catastrophic when they result in serious injuries.

Motor vehicle accidents may be caused by collisions between two or more vehicles, between vehicles and pedestrians or they may be off-road accidents, single-vehicle accidents etc. Whatever the circumstances, catastrophic injuries are characterized by the fact that they have a life-time impact on the victim.

Accidents, including catastrophic, are usually caused by the negligence or fault of someone. The driver of the car may be:

  • Under the influence of alcohol/drugs
  • Distracted by cellphone use
  • Inattentive because of other passengers, loud music, eating, etc
  • Inexperienced
  • A senior citizen
  • Reckless or negligent
  • Disobeying or ignoring road signs/warning signals
  • Unfamiliar with the terrain/roads

Additionally, there may be external factors like:

  • Poor visibility
  • Badly-maintained roads
  • Adverse weather conditions
  • Defective parts/tires in the automobile
  • Improper deployment of air-bags
  • Animal or pedestrian crossing

Impact of Catastrophic Accidents

These injuries put a huge financial, physical and psychological burden on the family of the victim. The costs of long-term medical care, rehabilitation, constant supervision and care, can be enormous. Additionally, the victim’s own income-generating capacity vanishes, along with their career/education, life prospects etc. In fact, this is a life-altering event. The person’s life as it was before the event can never be restored. They could lose their relationships, careers, enjoyment of life and leisure. They become different persons physically and mentally. Chronic pain and discomfort area consequence, requiring life-long medical treatment/rehabilitation.

Apart from the physical trauma, a person who survives catastrophic injuries suffers deep psychological pain/emotional trauma. Depression, suicidal thoughts, breakdown of family and social relationships, addiction to alcohol or drugs, etc are some of the emotional side-effects of catastrophic injury. If there are facial injuries and amputations, loss of confidence and self-esteem could be the aftermath of serious accidents. Our spinal cord injury lawyers can provide medical experts who can assess your injuries and designate them correctly.

How We Can Assist

Our free consultation injury lawyers can assist victims and their family members to get a swift, comprehensive and realistic assessment of the merits of the case. Regardless of fault, accident victims are entitled to statutory benefits but these are significantly altered when the injury/accident is designated as “catastrophic.” Our experienced personal injury lawyers can ensure that the right medical experts testify on your behalf, since insurers typically try to deny or minimize the extent of injury. Serious injury lawyers, specialized in dealing with catastrophic injuries, can negotiate with insurance companies so that your medical benefits limit is increased. With this designation, a case manager is allotted to you to co-ordinate goods and services required, and we can ensure that you are well-represented and protected in all negotiations/communications with insurers and the at-fault party.

If you, your family or a friend has been injured in an accident, please feel free to speak to one of our injury lawyers for a free consultation about how we are able to assist in making a personal injury claim. We consult in all cities across Ontario with a no win no fee guarantee. Our personal injury lawyers have helped victims secure millions of dollars in personal injury cases. Call us Toll Free On our 24/7 Injury Hotline: 1 – 844 495 7333 or Text a Personal Injury Lawyer 24/7 and get instant help.TM (416 931 5015)


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